Privacy Policy

1. Introduction

Tungsten Technologies Inc. ("Tungsten," "we," "us," or "our") operates PayOps (payops.tech), a stablecoin accounts payable and treasury execution platform. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

2. Information We Collect

Account Information

When you create an account, we collect:

• Email address
• Organization name
• Password (stored as a salted hash, never in plaintext)

Wallet & Transaction Data

When you connect your wallet or create payables, we may process:

• Public wallet addresses (Safe multisig addresses)
• Transaction hashes and on-chain payment data
• Invoice details (amounts, recipients, descriptions)

We are non-custodial. We never store, access, or control your private keys. All transactions require your explicit multisig approval.

Usage Data

We automatically collect:

• IP address, browser type, and device information
• Pages visited, features used, and interaction patterns
• Error logs and performance metrics

3. How We Use Your Information

• To provide and maintain the PayOps platform
• To process and route your stablecoin payments
• To send transactional emails (payment confirmations, approval requests)
• To improve our services through anonymized analytics
• To detect and prevent fraud or unauthorized access
• To comply with legal obligations

4. AI Processing

PayOps uses artificial intelligence to parse invoices, classify communications, and suggest payment routing. AI-processed data is used solely to provide platform functionality and is not sold to third parties. Invoice content processed by our AI models is not used to train models.

5. Data Sharing

We do not sell your personal information. We may share data with:

• Infrastructure providers: Supabase (database), Vercel (hosting), Railway (API hosting), SendGrid (email)
• Blockchain networks: Transaction data is inherently public on Base, Arbitrum, and Ethereum
• Legal compliance: When required by law, subpoena, or regulatory request

6. Data Security

We protect your data through:

• Encryption in transit (TLS 1.3) and at rest (AES-256)
• Row-Level Security (RLS) on all database tables
• Role-based access control with organization-scoped permissions
• Regular security audits and dependency scanning

7. Data Retention

We retain your account data for as long as your account is active. Transaction records are retained for 7 years for compliance purposes. You may request deletion of your account and associated data at any time by contacting us.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Export your data in a portable format
• Opt out of marketing communications

To exercise these rights, contact us at privacy@payops.tech.

9. Cookies

We use essential cookies for authentication and session management. We do not use third-party advertising cookies. Analytics cookies are anonymized and used solely to improve platform performance.

10. Children's Privacy

PayOps is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page and updating the "Last updated" date. Your continued use of PayOps after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy, contact us at: